DeDivahDeals

Fashion and Fun after Fifty

Archive for the ‘Money Saving Tips’ Category

6 Ways to Save For The Future

save for the future Every morning someone in the office will greet me with, “Hello Antionette, how you doing”, and I’ll usually respond, “I’m good, it’s another day closer to retirement!”  Actually it’s several more years before I can really retire but hey, it’s my fantasy so leave me alone!

Retirement may be my distant future, but we all know that time flies when you’re having fun and it will sneak up on me before I know it.  So even with a 401K plan and Social Security benefits, I still need to save for the future.  Whether or not your not-so-distant future includes retirement, purchasing your first home, a new car, sending the kids to college or even getting married, here are 6 ways to help you save money for the future.

Save money piggy bank

1) Trim your food costs – for us this has gotten easier with Malik away at school.  Believe it or not, since he left, our grocery bill has been cut in half, but I’m spending money sending him snacks so it’s a wash.  However, if you eat out often whether at a restaurant or take-out/delivery, find and use coupons or Groupons.

There are many deals to be found on social media so seek them out and save some cash. Don’t forget the grocery store apps to help you save while shopping as well as rewarding you at the gas stations.

Save 50% - 90% on things you Love!

2)  Shop sale or clearance – you know me, the frugal fashionista, but even if you don’t thrift never pay full retail.  Head straight to the sales and clearance racks then put the savings into an account.  Buy off season and don’t BOGOif you don’t need two, don’t buy two unless it is really BUY ONE GET ONE FREE,   Most times BOGO is ‘Buy one get another 1/2 off” and don’t be enticed by the 2fer or 3fer deals on items especially if you only need one. shop sales and clearance racks

3) Ask for discounts – whether you’re a senior, military, college student, member of AAA, AARP or any other organizations, ask if there are discounts available.  You can find savings on dining, car rentals, hotels, auto and home repairs.  Put the money you saved into your account.

4) Shop around  – for the best prices, especially on big renovations, get at least three bids and check third-party websites such as Groupon and Angieslist.com

5) Pay with cash – most people spend less with cash than when using a debit or credit card and depending on the vendor you may be given a discount for paying with cash.

paying with cash

6) Bargain hunt for travel – name your own price @Priceline.com, is a good way to save money on your travel budget – or just stay local.  Seek out fun spots and destinations in your own city or state to save even more money.

There are so many other ways in which to save a few dollars here and there so track your spending whether by writing it down in a notebook or with a Smartphone app, look for ways to cut your spending and save it for the future.

 

Now it’s your turn, share some tips on how you’re saving money for the future.

Stay Blessed ~ No Stress in 2014!

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6 Smartphone Shopping Apps To $ave You Money

theres an app for that Shopping with smartphones and tablet computers is extremely popular and there are several apps that can help you save money while doing so.  Whether you want to save money on gas or groceries there’s an app for that! 

You can say goodbye to the old tradition of looking for and clipping coupons just to save a few bucks with these free downloadable apps.  MONEY MONDAY

Safeway’s Savings Just 4U > saves you money on groceries and you also earn Rewards points to use at gas stations.  Every 100 points gets you 10¢ off per gallon in for a single fill-up.

Safeway Just 4U rewards

Shopkick > locates the best sales at stores in your area and it also gives you rewards by just walking into a store.  Stores include Macy’s, Old Navy, Best Buy, JCPenney, Crate & Barrel, Sports Authority and Target

shopkick

google shopper Google Shopper > helps you find the product you are looking for at the lowest price. Whether it’s a book, CD, DVD, or video game, you can use your camera’s phone to scan the cover and the app will search the Internet for stores nearby or online. Another option is to search using the barcode scan, which will also give you more information about the product. 

walmart savings catcher

Walmart Savings Catcher > If a local competitor has a lower advertised price.  Walmart will give you an eGift Card for the difference.  Enter your receipt number or scan the barcode and Walmart will check local competitor’s printed ad for an identical product.  In a few days if Savings Catcher finds a lower advertised price, you get the difference.  

hip2save

Hip2Save > This FREE Hip2Save App allows you to easily access all the latest in-store deals, online bargains, freebies, coupons and more that are posted on Hip2Save.com. Save money and time while on the go!

yowza

Yowza > If you are a coupon addict, this is the app to get. Yowza!! negotiates deals specifically for its users, providing instant coupon results based on your city and zip code. You can also be notified when your favorite store adds a coupon, share your finds via Twitter, Facebook, or email, and track how much you saved.  

What are some of your favorite Smartphone apps?

Stay Blessed ~ No Stress in 2014!

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Toilet Seat Covers For Your Face | Money Saving Beauty Tips

Hello Friends and Happy Fri-Yay!

This is an old post but I think it’s worth repeating, especially as the weather warms.

If your face is naturally oily or perhaps you get that “afternoon glow” on your T-Zone, here’s a money-saving tip: don’t spend your money on store-bought cosmetic blotters, just grab a toilet seat cover and make your own.

Toilet seat covers

Cut the toilet seat covers into squares

If you are out and have to use a public restroom, grab a few of those toilet seat covers.  When you get home cut them into small squares which you can then store in a small plastic sandwich bag, or envelope to keep in your purse or makeup bag.

homemade blotting cloths blotting your t-zone

Afternoon Glow?

blotting cloths save money by making your own blotting cloths

Now you have your own home-made (FREE) blotting cloths.

What are some of your money saving beauty tips?

I hope to see you again this evening at 6:00 for the #WWDParty!

.   cottonell coupon

Stay Blessed ~ No Stress in 2014!

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