Hello Friends and Happy Tuesday
Have you and your spouse started thinking about retirement? Perhaps it’s several years off or maybe in the not-so-distant future. What are your plans, will you be traveling or just relaxing on the back deck watching the sun rise while sipping your morning coffee?
Hubby will be retiring from the State of Delaware in July, but since I have at least 5 more years, he has to wait for me…and while he waits, he will be working no doubt about it. Just because he’s retiring with a full pension doesn’t negate the fact that we’ll have a son in college and bills to pay.
Retirement should be a dream come true filled with fun and excitement but if you make mistakes in not planning, that dream can quickly turn into a nightmare.
According to the experts, there are 7 mistakes that couples should avoid if they want their retirement years to be truly golden.
- Couples never talked about what each of them expected retirement to be, i.e. personal interest or professional goals
- They haven’t planned for emergencies, i.e. illnesses, accidents and major home repairs
- Couples in their 2nd marriages didn’t plan for unique problems that come with blended families, ie. adult children needing financial assistance
- They didn’t do proper financial planning. i.e. fail to calculate the amount of money needed in retirement, lifestyle and living costs changes
Couples didn’t consider the high costs of health care or long-term care
- Assuming that because you are married you can act for each other in business and health care decisions, consider getting a Power of Attorney
- Only one partner is handling financial matters – couples need to talk regularly about finances and both should actively participate
If you and your spouse haven’t sat down and talked about your retirement plans, the time to do so is now so you can make those golden years tarnish free!
What are your thoughts?
Hello Friends and Happy (soggy) Sunday
Sitting here at the kitchen table, cutting out coupons and watching the rain fall I decided to fire up the iPad and read my emails (multi-tasking to the max). After reading a new comment from Kirsten Womack I decided to repost the Kale and Black Eye Pea Soup recipe as a twist on my traditional New Year’s Eve dinner.
The cooking and eating of Black Eye Peas and Collard Greens is a New Year’s Day tradition deeply rooted in the African American culture. I have for many years always had a big pot of Black Eye Peas and Collard Greens simmering on the stove top while chicken wings were being deep fried on the side. It’s tradition to eat a little of each immediately after kneeling in prayer on New Years Eve for good luck and prosperity heading forward.
This year will be no exception, however, I may use the Crock Pot to cook them both together not only for the added luck but because it will make for an easier clean up.
We also send one of our sons outside with money in his pocket and then have him be the first to walk through the front door. This is not an African American tradition it’s just something fun to do!
What are your New Year’s Eve Traditions?
REPOST from 12/13/13
Today’s Friday Foodie Feature is Kale & Black Eye Pea Soup
Sunday I purchased a container of CutnClean Kale from Safeway to be used in my salads for the week. However, after hearing the weather forecast for more snow I decided to use it to make a Crock Pot soup with Black Eye Peas.
In the winter, my grandmother used to make the best homemade vegetable soups using ingredients she already had in the refrigerator, freezer or pantry. So in keeping with tradition I used some leftover celery stalks, an onion, garlic, carrots and Bouillon cubes to make this soup.
- Dry Black Eye Peas – 1/2 bag
- Kale – 1/2 package
- Celery – diced
- Carrots – diced
- Onion – diced
- Garlic – diced
- Bouillon Cubes (2)
- Olive Oil
- Black Pepper
- Smoked Turkey Necks (optional)
Mama Midget (yes that was her name), never used measuring cups or spoons so neither do I especially when using the Crock Pot. I just throw in what I have or think is enough.
Rinse and drain 1/2 bag of dry Black Eye peas
Add 2 Bouillon Cubes to 3 cups of hot water
Pour Olive Oil into Crock Pot just enough to cover bottom
Chop onion, garlic, carrots and celery and add to Crock Pot
Add Kale and sprinkle with Black Pepper
Pour in Bouillon Stock, adding more water to cover all ingredients if necessary
Stir and if desired add Smoked Turkey Legs or Necks
Cover and cook on low 8 hour, high 4 hours – depending on Crock Pot model. Don’t forget to make some Skillet Corn Bread!
Hello Friends and Happy
“What Would You Do” Wednesday!
Do you remember the last time Powerball reached record levels?
Do you remember this post when it was 1/2 Billion dollars?
I would probably pass out, fall down, bump my head and end up with amnesia never knowing I won – lol!
What you would you do with $400 Million Dollars?
The jackpot is now an estimated $425Million which will only increase as the day progresses!
Even if you don’t win, you can be winner in knowing that some of the proceeds are helping to fund schools and Senior Centers in your state, but remember, “You Gotta Be In It To Win It!
Good luck & have a fantabulous day – Smooches!
Hello Friends, I hope you had a wonderful weekend!
Today for my son’s 21st birthday all he wanted was money and to go bowling, oh and he also mentioned something about a beer. Well he got the money, but not the beer…with his father being a Muslim he knew that wasn’t happening. We did however, go to Mid County Lanes in Middletown and had a great time…at least I did.
Now that my sons are getting older I am beginning to really miss the days when we had family fun time, so today was also a gift to me, a gift for my “giving birth day”!
My “Giving Birth Day” Gift
S T R I K E !!
I’m left-handed but can only bowl using my right hand – weird
Hubby bowled even with his bad back!
Family Fun Time with my men
I remember when these used to come with laces – nicely styled velcro!
Family Fun Time at Mid County Lanes
After bowling we went to Ruby Tuesday for dinner.
A Birthday Cupcake courtesy Ruby Tuesday
Have a fantastical night – Smooches!