Save money by shopping Dollar General for Back to School & Dorm supplies
On Friday, Malik will be leaving to begin his 3rd year at Bowie State University, so last Saturday he and I did his annual “Back to the Dorm” shopping.
I can still remember his first year at college and how we practically broke the bank buying supplies that he really didn’t need nor want and wasted a lot of money.
Last year we made sure to only purchase items that he absolutely needed or items that we didn’t already have in the linen closet. No more new sheets and towels because we had plenty at home, “strip the bed not your savings”!
Dorm life is not for living in the lap of luxury, therefore, it is not necessary to purchase new dorm sheets, towels and pillow cases every year!
He didn’t need pillows but does need a rug
Our first stop was to Dollar General where he was able to purchase most if not all of his dorm supplies. Dollar General has a large selection of name brand items including Tide, Gain, Dove, Brut and Hanes all at everyday low prices.
Malik worked hard during the summer at Amazon so he understands the value of a dollar, therefore, he was very conscience about his purchases and only put in the cart what he absolutely needed.
However, he couldn’t pass up the automotive supplies even though his car will remain parked at home.
Dollar General carries a large selection of cleaning supplies, health and beauty products, toiletries, storage containers, small appliances, clothing, beverages and snacks.
If you have a son or daughter entering college and have received a list of must needed items, make sure to scrub that list to ensure your student will actually use the items.
Not everyone drinks coffee so pass up on that appliance!
You can save even more money by shopping at a local Dollar General to purchase the most needed items.
Dollar General accepts manufacturer’s’ coupons and they also have online digital coupons, just text JOIN to 34898 to sign up.
Whether you have a college bound student or one that will be entering elementary or high school I am sure Dollar General will have many of the supplies on their list.
Start the year off right by saving on school and dorm supplies at Dollar General.
Tip – purchase Detergent Pods as they are easier to transport to the dorm’s laundry room as opposed to large bottles of detergent and fabric softeners.
DISCLOSURE: This is not a sponsored post – just a tip from a money saving mother #msm
In a few week’s Malik’s bags will be packed as he prepares for his return trip back to Bowie State University to begin his Junior year. While he was home we had a chance to talk about a lot of things including his father’s health and how to remain safe on campus and on the road.
This summer he again worked at Amazon and was able to make and save money for those “extradentials” . As parents of young adults it is very important to discuss their finances before they head back to campus.
You may remember that I previously posted this article by Michelle Singletary which helps parents “have the financial talk” with their students, but I wanted to repost it as a reminder.
A financial suitcase for freshmen
In a week or two, thousands of young adults will be heading to college for the first time and they’ll be faced with a lot of financial choices. I wonder how prepared they will be. It’s not enough to hope they will be ready to handle their money. As the good book says, “faith without works is dead.” Good money managers aren’t born; they’re trained.
So, as your college freshman is packing up, there’s one piece of luggage that needs to have all the right stuff: the financial suitcase. Here’s what should be inside:
• The right debit card. Before heading off to school, make sure your child has a debit card that will work well at his or her college location. That might mean opening an account with a different bank or credit union that has ATMs on or near campus to avoid an out-of-network fee. Double-check that you can easily and quickly transfer money into the account without incurring fees. For this reason, you may also want to get an account at the same financial institution.
• Mobile bank alerts. If your freshman hasn’t done this already, he or she should set up alerts connected to the debit card. Alerts can be customized to report deposits, withdrawals and bill-due dates. Cardholders can also be notified when the account balance is getting low, which in turn will help avoid overdraft charges and other fees. Just be mindful of alerts received as text messages, which may incur fees from a mobile provider.
• Box of envelopes: Budgeting may not be easy at first. If you know your child is challenged in this department, try the envelope money-management system. Envelopes should be labeled the following way for the four major spending categories: eating out, clothes, entertainment and transportation. Every week, two weeks or month, depending on how your child receives income or spending money, put budgeted cash for each category into the envelopes. When the money is gone from one, there’s no more spending on that category.
• Commitment to save and not just spend. Yes, even students on a tight budget should save. If your student is getting a stipend or spending money from you or a job, encourage him or her to start the habit of saving something — anything — from the funds they receive not allocated for tuition, room, board and books. Suggest a “Life Happens” fund, which is different from an emergency fund. Money in this account can be used for pizza, parties, clothes, spring-break trips, concerts, etc. But when the money is taken out, your student should have a plan to replenish it.
Here are some things that students should not take to college
• Credit card: I know you’ve heard that it’s important for your child to establish credit. But it’s not time for that yet. As your student gets closer to graduation and needs to build credit to get an apartment or car loan, he or she can open a credit card account. But for now, as a freshman, consider credit an unnecessary luxury. Besides, debit cards with either the MasterCard or Visa logo can be used for almost any purchase. My daughter is a junior in college and she hasn’t had a need for a credit card.
• Expectation to spend excess student-loan money: Talk to your child about not accepting a student-loan refund, which is money in excess of the cost of attendance. If there is money left over, he or she may get a refund check. This is not free money. It’s a loan with interest that must be paid back.
• Entitlement mentality: Leave at home the attitude of having to experience everything. Going on that spring-break trip may not be feasible, especially if your child has student loans.
As your freshman is going over the checklist of things for college, make sure his or her financial suitcase is stuffed with tools and strategies that will help to avoid any money missteps.
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Have you had “the financial talk” with your college student?