DeDivahDeals

Fashion and Fun after Fifty

Posts Tagged ‘debt’

Thankful For Being Thrifty

Hello Friends and Happy Thankful Thursday

I recently read an article by my favorite financial advisor Michelle Singletary who is an author and Award Winning Nationally Syndicated Columnist for The Washington Post.  She wrote about the case of former Virginia Governor Robert McDonnell and his wife, Maureen.  Seems like they got themselves into trouble for taking gifts and loans in exchange for political favors.  I know this isn’t anything new in politics but what I found to be interesting was the fact they, like so many others found themselves in dire financial straits, drowning in credit card debt trying to keep up appearances.

I am truly thankful for being thrifty and I always enjoy meeting others who are just as frugal if not more so.  Being a thriftinista isn’t just in vogue it’s what keeps most of us out of the financial fire pit called credit card debt.

It’s not that I don’t understand the McDonnell’s predicament because I too have lived beyond my means and paid dearly for it.  I’ll be the first to admit that my finances aren’t where they should be but I do know that if I want designer duds, I’ll find a consignment shop with a quickness.  I paid less for this gown than I did for a full tank of gas (sorry this is a old cell phone pic).

Purple Gown

Two of my favorite bloggers are Thrifters Anonymous and DC Goodwill Fashionista and you all know that I am a proud card-carrying Goodwill VIP!

Goodwill Fall Haul

Today in addition to being thankfully thrifty, I am thankful for my family, friends and of course my faith.  I am also thankful to be participating in today’s Social Media Workshop sponsored by The Money School of Delaware, I can’t wait to tell you all about it.

Now it’s your turn, what are you most thankful for this week?

Stay Blessed – No Stress in 2014!

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New Year…More Money with The Delaware Financial Literacy Programs

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The New Year is an ideal opportunity to set and to create new money habits.  Whether your goal is saving, buying a home, or starting a business, there is a Money School class which can assist you. Check out The Money School class schedule and register for their free classes. You can even bring a friend!

What’s your financial goal for 2014? Take a picture, and send it to info@dfli.org. They will post your goal on the Money School’s Facebook page.

There’s no better time than today,

Social Media 101 Training 

Join us and learn how to create a savvy social media strategy. Social media experts will discuss creative e-mail marketing, maximizing video content, blogging tips, and media relations.

Guest Speakers:

  • Antionette Blake, Blogger, DeDivahDeals
  • Amy Cherry, WDEL
  • Carl Immediato, Talk Fusion
  • Randi Penfil, Constant Contact
  • Stacey Schiller, Stacey Link

When: Thursday, Jan. 30 ~ Time: 10:00am to 2:00pm
Where: Goodwill Center, 300 E. Lea Blvd. Wilmington

Lynnette Khalfani-Cox

CODE Conference 2014: Building a Brand  

Starting your own business? Need to jump start your current enterprise? Attend Delaware’s premiere event for the small-business community, the CODE Conference. Speak with exhibitors, network, and learn branding techniques from award winning financial-journalist, Lynnette Khalfani-Cox.

When: Saturday, March 1

Time: 8:30am to 1:00pm

Where: Chase Center on the Riverfront, Wilmington

Learn more and register

Want to exhibit at CODE?  E-mail Info@DFLI.ORG for details.

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FREE Blogging Classes

money school classes

AND GUESS WHO WILL BE TEACHING THEM?

ME!

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Blogging 101 page (1)

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This exciting opportunity was offered to me by The Money School of Delaware in April at The Green Tie Event and I have been over the top excited ever since.  I haven’t taught since 1983, and am really looking forward to returning to my first love.  

My grandmother would also be super duper excited and I know she will be watching over me.

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Blogging for Small business (1)

 

I hope to see all of my Delaware followers so please sign up & support!

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Click here for more information and to register.

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The Money School of Delaware – August Events

chasing the dream

Chasing the Dream Market Day!

Thursday, August 1st 
11:00am-1:30pm
Rodney Square in Wilmington 
Campers are open for business…come shop over your lunch break!
Turn Up The Heat… 

August Money School Classes! 

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Money Smart Series

Wed., July 31, Aug. 7, 14, 21 & 28 Time: 6-8pm

Bear Library

Nicole Henry, Citizens Bank

Participants must attend all sessions to receive certificate.

Lunch and Learn: Social Media and Business

Wed., July 31 Time: 12noon-1:30pm

Claymont Community Center

Stacey Schiller, Stacey Ink

Strategic Ways to Get Out of Debt

Thurs., Aug. 1 Time: 5:30-7:15pm

Dover Library

Rod Hausmann, Primerica

How to Start and Finance Your Small Business Dream

Thurs., Aug. 1 Time: 6-7:30pm

City of Dover Economic Development Office

Tim Reid, SBA

Protecting What’s Important

Tues., Aug 6 Time: 1:00-2:00pm

Kirkwood Hwy Public Library, 6000 Kirkwood Hwy, Wilmington

Steven Lucas, Edward Jones

Lunch and Learn: Award-winning Customer Service

Wed., Aug. 7 Time: 12noon-1:30pm

Claymont Community Center

Dinette Rivera, Rivera Business Development Group

 Light lunch provided

Foreclosure Prevention

Mon., Aug. 12 Time: 6:30-8:30pm

Newark Library, 750 Library Ave., Newark

Mary Rammel, CCCS of MD and DE

Foreclosure Prevention

Mon., Aug. 12 Time: 6-7:30pm

Georgetown Library, Job Center

Lisa Spellman, Department of Justice

A Mortgage Acceleration Review

Mon., Aug. 12 Time: 6:30-7:30

Rosehill Commuinty Center

Jenine Mills, AGLA

Click here for more information & to register… 

  or call toll-free 877-307-6858

 

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Flip Flops, Tank Tops and Money School Classes!

 

 

Flip Flops, Tank Tops and Money School Classes!

Long Term Care: Protecting Your Assets

Tues., June 4 Time: 6:30-8:30pm

Kirkwood Hwy. Public Library

Darren Moore, CHFC, State Farm

Strategic Ways to Get Out of Debt

Wed., June 5 Time: 6:30-8:30pm

Woodlawn Library, 2020 W. 9th St., Wilmington

Rod Hausmann, Primerica

Retirement Has Changed. What’s Your Next Move?

Wed., June 5 Time: 6-7:30pm

South Coastal Library

Max Hutsell, Edward Jones

Take Control! What Everyone Needs to Know About Basic Estate Planning

Wed., June 5 Time: 6:00-8:00pm

Brandywine Hundred Library

Mary Culley, Morris James LLP

Lunch and Learn: Know Your Clients!

Wed., June 5 Time: 12noon-1:30pm

Claymont Community Center

Dinette Rivera, Rivera Business Development Group

Light lunch provided

Tax Free Investing: It’s Not What You Make, It’s What You Keep!

Thurs., June 6 Time: 6-7:30pm

Milton Public Library

Donna Savage, Edward Jones

Seven Steps to More Sales

Thurs., June 6 Time: 6-7:30pm

Elsmere Library

Curtis May, May Financial

Tax Free Investing: It’s Not What You Make, It’s What You Keep!

Fri., June 7 Time: 10:30-Noon

Rehoboth Beach Public Library

Donna Savage, Edward Jones

What Everyone Needs to Know About Life Insurance

Mon., June 10 Time: 6:30-8pm

Rosehill Community Ctr.

Jenine Mills, AGLA

The Entrepreneurial Equation

Mon., June 10 Time: 6-7pm

Elsmere Library

Steven Lucas, Edward Jones

Managing Your Money in Difficult Times

Mon., June 10 Time: 7-8:30pm

Bear Library

Alisha Thompson-Adams, Primerica

AARP Financial Freedom Tour

Tues., June 11 Time: 6:30-8:00pm

Brandywine Hundred Library, 1300 Foulk Rd., Wilmington

Presented by Guest Instructor – AARP

Understanding Your Credit Report

Wed., June 12 Time: 7:00-9:00pm

Bear Library

Whitney Singer, Clarifi

Tax Free Investing: It’s Not What You Make, It’s What You Keep!

Thurs., June 13 Time: 1:00-2:30pm

Cape Henlopen Senior Center

Donna Savage, Edward Jones

How to Start and Finance Your Small Business Dream

Date: Thurs., June 13 Time: 6-7:30pm

City of Dover Economic Development Office

Jim Provo, Small Business Administration

A Lesson in Annuities

Mon., June 17 Time: 6-7:30pm

Kirkwood Hwy. Public Library

Jenine Mills, AGLA

10 Common Life Insurance Planning Mistakes

Mon., June 17 Time: 6-7pm

Rehoboth Beach Public Library

Samuel Slabaugh, Sr., CFP, EST Financial Group

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NEW DFLI logo
June 3, 2013
    
  

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First State Saves Week Celebration

On Thursday, Delaware Financial Literacy Institute (DFLI) celebrated “America Saves Week” with an Awards luncheon held at the Junior Achievement building in Wilmington. Board members, business owners, volunteers, and politicians were invited to attend in honoring Debra Forbes, RN, BSN, MS from Governor Bacon Health Center and Jim Godfrey, President/CEO of Consumer Credit Counseling Services of MD & DE, Inc.

The Money School of Delaware

The Honorable Robert Glen, State Bank Commissioner presented the awards and spoke about the First State Saving’s Bank At School programs.  With each new branch opening the ribbon cutting ceremony includes entertaining plays that shows students the importance of saving money.

Debra Forbes was honored for creating onsite financial training programs.  These United Way sponsored events are held during normal business hours making it convenient for attendees.  Jim Godfrey was honored for partnering with The Money School in assisting consumers with debt reduction and credit counseling.  Arming consumers with important financial tools has a positive impact on the community as a whole.

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Kamysha Martin, representing Theatrical Fusion, presented a DVD entitled “Shopaholics”, designed upon the reality TV concept but with a twist.  These free web based videos were created for teens and young adults to educate them about finances.  As an introduction to the world of budgeting, debt management, smart spending, and debit vs credit card usage.  Financial management is something that either parents or schools should teach but when it’s not, by the time they enter college it’s possibly too late, something I can personally relate to!

The unique concept of this program is that it gives the viewers the ability to choose the ending scene which is then played out accordingly.  The DVD also featured Intervention classes as a follow up, these web based video can be seen here.

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The Honorable Governor Jack Markell gave a brief history about The Money School of Delaware.  

In 1999, The Money School launched it’s first 1 day conference with few attendees, but today has over 600 programs within the state of Delaware.  Instructors are all volunteers, and a small staff of 6 operates the main office.  Ronni Cohen, Executive Director of DFLI works diligently with the Governor to ensure the successful growth of these programs in the state.

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OOTD – March One

Hello Friends and Happy Fri-YAY!

The first day of March…another day the Lord hath made…the first weekend of the month…it’s all good in the neighborhood!

Do you have any exciting plans for the weekend?  Me not so much, going to Home Depot or Lowes with hubby in search of a replacement kitchen sink faucet, (finally stopping a water leak), then doing our income taxes – Woohoo lucky lucky me!

Well at least I had fun yesterday at The Money School’s Awards Luncheon where I met some great people including Governor Markell.  The Money School provides some wonderful free programs in the state and it was nice to see them recognize people who help in this effort, I can’t wait to post the details.

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Earlier in the day my son and I drove into town to his orthodontic’s office.

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Worthington high waist skirt was purchased from JC Penny on clearance for $5.00!

February 2013 103 Cardigan and Shoes – Ross / Top – GW Boutique (Goodwill)

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Linking up today with You Like Me! Friday Blog Hop – join in and meet some new bloggers

Have a fantabulous day – Smooches!

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"Got $avings?" – friends don't let friends drown in debt

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First State Saves Week 2013 as part of the “Got $avings” Program  kicks off on Monday, February 25th

“First State Saves Week reminds us to Save Early and Save Often!”

 You are invited to attend any of these FREE classes that are intended to help Delawareans build wealth not debt.

19 Ways to Find Money to Invest

Monday, Feb. 25th, 6:30 – 8:30 pm @ Bear Library

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Lighten Up Your Energy Bill

Tuesday, Feb. 26th, 6:00-8:00 pm @ Junior Achievement

522 S. Walnut Street, Wilmington

Free Parking, Snacks and Door Prizes

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Understanding Standing Loans

Wednesday, Feb. 27th, 12:00 noon – 1:30 pm @ Dover Library

Light Lunch Provided

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Retirement Has Changed, What’s Your Next Move?

Thursday, Feb. 28th, 10:30 – 12:00 noon @ Rehoboth Beach Library

* * *

Snowed Under by Clutter

Friday, March 1st, 12:00 noon – 1:30 pm @ Claymont Community Center

Light Lunch Provided

 

Classes are Free but registration is required ~ www.dfli.org or 877.307.6858

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“Got $avings?” – friends don’t let friends drown in debt

Image

First State Saves Week 2013 as part of the “Got $avings” Program  kicks off on Monday, February 25th

“First State Saves Week reminds us to Save Early and Save Often!”

 You are invited to attend any of these FREE classes that are intended to help Delawareans build wealth not debt.

19 Ways to Find Money to Invest

Monday, Feb. 25th, 6:30 – 8:30 pm @ Bear Library

* * *

Lighten Up Your Energy Bill

Tuesday, Feb. 26th, 6:00-8:00 pm @ Junior Achievement

522 S. Walnut Street, Wilmington

Free Parking, Snacks and Door Prizes

* * *

Understanding Standing Loans

Wednesday, Feb. 27th, 12:00 noon – 1:30 pm @ Dover Library

Light Lunch Provided

* * *

Retirement Has Changed, What’s Your Next Move?

Thursday, Feb. 28th, 10:30 – 12:00 noon @ Rehoboth Beach Library

* * *

Snowed Under by Clutter

Friday, March 1st, 12:00 noon – 1:30 pm @ Claymont Community Center

Light Lunch Provided

 

Classes are Free but registration is required ~ www.dfli.org or 877.307.6858

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