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From Purses to Portfolios 2013 Celebration

On Saturday, the Delaware Financial Literacy Institute, held it’s annual From Purses to Portfolios Celebration at the Chase Center on the Riverfront.

From Purses to Portfolios

This event was held to honor the 2013 Award Recipients, those who had achieved various levels (hours) by participating in Money School Classes, Money Clubs, Special Events and Volunteering. Women achieving various levels ranging from 1-15 hours and up to 250 hours were being recognized, the highest achievement being the Ambassador of Financial Education ~ 250 hours.

The recipient of this award was Elizabeth “Penny” Church for her “Penny’s 2 Dollars Money Club” and she also received the Sandra A. Varano Golden Purse Award. Purses to Portfolios 063

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The other categories of recognition were: Money School Advocate Awards; Executive Director’s Awards and Outstanding Volunteer Awards of which I was also a recipient due to the volunteer hours of instruction for the Blogging 101 and Blogging for Your Small Business classes.

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The From Purses to Portfolios Celebration was held in a beautifully decorated ballroom, and on each table there was a vibrant Autumn Mum and a small Gift Bag on each seat. Inside the Gift Bags was a pink FAB pen, Note Cards, “friends don’t let friends drown in debt” magnet, a donation envelop, a card advertising “Money Letters” and a retractable measuring tape from Citi, who was the major sponsor.

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Chasing the Dream Exhibitors were set up around the ballroom selling products and attendees walked about chatting and networking. In an adjoining room there was a breakfast buffet, warming trays filled with scrambled eggs, bacon, sausage, and fried potatoes. As well as tables of yogurt, pastries, bagels, fruit, coffee, tea and juice.

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From Purses to Portfolios Ronni Cohen, Executive Director opened the program with a warm welcome and explained the levels of achievement and how they are gained through the Money School of Delaware. From Purses to Portfolios Alisha Adams, a Money School instructor gave a beautiful blessing and Quadia Muhmmad, Program Director introduced the Keynote Speaker, Jackie Cummings Koski. Purses to Portfolios 041

Jackie Cummings Koski, is the Award Winning Author of Money, Letters 2 My Daughter. As one of 6 children raised by a single dad, where money was always short, finances were taboo to talk about and bad money decisions were made, she knew that she wanted her daughter to make better financial decisions in her life.

From Purses to Portfolios

She was determined to teach her daughter Amber, financial literacy but in a fun and easy way, one that would appeal to her teenage mind. Jackie began to write letters and those letters turned into a best selling book, one that was sent to and acknowledged by the President and First Lady Obama. Money, Letters 2 My Daughter is available in book stores as well as a downloadable ebook.

 

Jackie ended her presentation with a Group Activity in which she asked us to answer 1 of 4 questions on a “My Money Letter” form. Those willing to reveal their answer on stage were each given a $2 bill which has been significant in Jackie’s life long savings plan.

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Ronni returned to the podium to present the 2013 Awards and Door Prizes which included Gift Cards, a WaWa Gift Basket and Books. One of the winners was a man, but in keeping with the FAB motto of “FOR Women ~ ABOUT Women ~ BY Women AND the men in their lives” is was okay!

A game of “What’s in your Purse” was then hosted by Quadia with the winner of having the most items on her list in their purse receiving the table’s Mum.

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The event concluded with a book signing by Jackie and more sales by the Chasing the Dream Exhibitors. It was a great day and another wonderful FREE event sponsored by The Delaware Financial Literacy Institute – The Money School of DE.

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The 10th Annual From Purses to Portfolios Event will be held next year on October 25th 2014 – so mark your calendars. Purses to Portfolios

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DFLI Green Tie Friendraiser

On Thursday night, The Delaware Financial Literacy Institute hosted a “Green Tie Friendraiser” at The Chase Center on The Riverfront.  The “green themed” event began at 6:00 p.m. and as guests mixed and mingled waitstaff presented trays of succulent Hors D’Oeuvres which included a Crab-Avocado Salad Wrap; Grilled Tenderloin Crostini with Brie; Applewood Smoke Bacon Wrapped Shrimp; Caribbean Coconut Chicken with Mango Sauce; Mini Cheeseburger Sliders and Vegetarian Vietnamese Spring Rolls.

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On each table there was a “What’s Your DFL-IQ” sheet that contained clues about the program, completed forms were then entered into a drawing for a chance to win a Gift Card with Travel Mug or a Basket of Wines.  The mellow sounds of A-Z Music was heard as they played smooth Jazz throughout the evening.  Mary Caraccioli, The Money Confidant, began the presentation with the history of DFLI, a not-for-profit organization that provides FREE financial literacy programs and the importance of the local business support.  Emilio Cooper, Board President and a rep of Citizen’s Bank, a Corporate Sponsor also spoke and announced that DFLI had recently received the 2013 Excellence in Literacy Award – Non Profit.  Ronni Cohen, Executive Director also spoke briefly and introduced her small, hardworking staff as well as a video that contained testimonies and accolades from several participants and instructors who were also present at the evening’s event.

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The highlight of the evening were the eloquent remarks from Victoria Acosta, she and her sister Samantha are “smallpreneurs” whose family business, Precious Pillowswas started by Jennifer at the tender age of 10.  She spoke of how DFLI planted the seed that allowed her to become successful and they have been chosen to represent their company at a Christian Technology Camp this summer.  Victoria is an A+ student, involved in sports and church activities and is truly an inspiration to others in and above her age group.

“May your days be filled with success and your nights with Precious Pillows!”

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Dinner was buffet style with Nacho stations as well as a Cheese/Fruit/Vegetable and Dip table.  An open bar served soft drinks, a variety of wine, Twin Lakes Winterthur Wheat beer and a special Green Tie Cocktail – Rita’s Juicy Pear Water Ice & Vodka, which was also available as non-alcoholic.

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As guests departed they were given a green dfli monogrammed coffee mug containing a bookmark and donation form.  It was a wonderful evening and I will definitely contact my employer to request a donation be made to this worthy organization.

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C.O.D.E. Conference


On Saturday The Money School of Delaware held it’s annual C.O.D.E. Conference for National Entrepreneurship Week at the Chase Center on the Riverfront.   This FREE event was held to give guidance to the small business community in the state of Delaware.

The doors opened at 8:00 am, and after completing a registration form you received a reusable shopping bag courtesy of Shoprite.  Attendees then entered the Riverfront Ballroom where over 30 exhibitors including the SBA, SCORE, PNC Bank, Wells Fargo, DEDO, Traci Lynn Jewelry and the YWCA had tables that showcased their products/services as well as items for sale or small giveaways.

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On this cold and rainy morning the hot coffee and danish was a welcomed delight, but for each of the attendees all of various ages and ethnic backgrounds they delighted in a common goal; to obtain information and guidance to make their small business more successful.  Small businesses are the engine that drives the economy in Delaware and if they are successful, we are all successful.

The conference was kicked off by Mary Caracciolli, The Money Confidant, who emphasized that the day wasn’t about networking but about meeting people, building relationships and doing something for someone else.  Opening remarks were made by Lt. Governor Matt Denn, a major supporter of education in the state.  Chase was the #1 sponsor of C.O.D.E. and Daryl Graham spoke about the importance of supporting small businesses.  Ken Anderson, a DEDO rep stated that small businesses have created the most net new jobs in the state of Delaware.  State Treasurer Chip Flowers was also in attendance and video remarks were given by Governor Jack Markell and U.S Senator Chris Coons.

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Judy Travis, Founder of Stockings for Soldiers Delaware spoke of how passion drives your business and presented a slide show.  Last year, over 10 thousand packages containing 47 thousand stockings were made and shipped thanks to the many volunteers who devoted their time.  Volunteers in this effort included students from elementary schools to members of Senior Citizen centers, but donations and volunteers are always needed.  One of the major rewards in volunteering for this program is knowing you are improving the morale of our troops serving overseas.

There were two sets of morning sessions from which to choose that began at 9:30 am: Business Start-up 101, and Run Your Business, Don’t Let It Run You.  The next two sessions started at 11:00 am: The Business of Your Business and Service…Your Secret Weapon To Success!

I sat in briefly in all 4 sessions and found them to be very informative, enlightening and one was quite entertaining.  Ellyn and Robert of SBA and SCORE started their session by having everyone stand and sing along to the song “Good night, I Gotta Feeling”, by The Black Eye Peas, it was a great way to rev up the brain cells.

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A light lunch of pizza, and snacks were provided before the final General Session, “Understanding Social Media”, presented by Eric Holtzclaw, Founder and Chief Strategist of Laddering Works, LLC.  Using a PowerPoint presentation Eric highlighted the various groups of social media users; discussed understanding social media and how it makes an impact on today’s business.

Audience participation with questions followed, several asking how social media impacts their small businesses and why it was important to brand themselves on the Internet.  Social Media whether it’s Facebook, Twitter, LinkedIn, Pinterest, or Google+, is here to stay however, the advice of only using what is comfortable was the underlying message from Eric.

The conference ended with the awarding of Door Prizes ranging from a $100 gift card to autographed copies of Eric’s new book, Laddering: Unlocking the Potential of Consumer Behavior.  Overall, it was a great event for anyone with or who is thinking about starting a small business in the state of Delaware.  Kudos to the staff of The Money School for all their hard work and effort that made this yet another successful event.

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National Entrepreneurship Week Delaware 2013

CELEBRATE 

National Entrepreneurship Week
Delaware 2013

CODE Conference 

Saturday, February 23, 2013

Chase Center on the Riverfront

8:00am – 2:00pm 

Thinking about starting a business? 

Already in business but looking for help? 
Want to understand social media?

   

THEN DON’T MISS THIS! 

 

Speakers   Breakout Sessions   Exhibits 
Continental Breakfast & Light Lunch 
Free Resources   Free Parking 
DOOR PRIZES 

 

FREE but REGISTRATION REQUIRED!

 Click here to register or

toll-free 877.307.6858

CODE is a state-wide coalition organized in 2007 to support the Delaware small business
 community. 
 Its mission is to guide the small business community and the public to resources,
 organizations and companies that can provide the information, skill development,
 knowledge and support needed for small business development.
CODE is a program managed by DFLI  with support from Chase
 

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"Got $avings?" – friends don't let friends drown in debt

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First State Saves Week 2013 as part of the “Got $avings” Program  kicks off on Monday, February 25th

“First State Saves Week reminds us to Save Early and Save Often!”

 You are invited to attend any of these FREE classes that are intended to help Delawareans build wealth not debt.

19 Ways to Find Money to Invest

Monday, Feb. 25th, 6:30 – 8:30 pm @ Bear Library

* * *

Lighten Up Your Energy Bill

Tuesday, Feb. 26th, 6:00-8:00 pm @ Junior Achievement

522 S. Walnut Street, Wilmington

Free Parking, Snacks and Door Prizes

* * *

Understanding Standing Loans

Wednesday, Feb. 27th, 12:00 noon – 1:30 pm @ Dover Library

Light Lunch Provided

* * *

Retirement Has Changed, What’s Your Next Move?

Thursday, Feb. 28th, 10:30 – 12:00 noon @ Rehoboth Beach Library

* * *

Snowed Under by Clutter

Friday, March 1st, 12:00 noon – 1:30 pm @ Claymont Community Center

Light Lunch Provided

 

Classes are Free but registration is required ~ www.dfli.org or 877.307.6858


“Got $avings?” – friends don’t let friends drown in debt

Image

First State Saves Week 2013 as part of the “Got $avings” Program  kicks off on Monday, February 25th

“First State Saves Week reminds us to Save Early and Save Often!”

 You are invited to attend any of these FREE classes that are intended to help Delawareans build wealth not debt.

19 Ways to Find Money to Invest

Monday, Feb. 25th, 6:30 – 8:30 pm @ Bear Library

* * *

Lighten Up Your Energy Bill

Tuesday, Feb. 26th, 6:00-8:00 pm @ Junior Achievement

522 S. Walnut Street, Wilmington

Free Parking, Snacks and Door Prizes

* * *

Understanding Standing Loans

Wednesday, Feb. 27th, 12:00 noon – 1:30 pm @ Dover Library

Light Lunch Provided

* * *

Retirement Has Changed, What’s Your Next Move?

Thursday, Feb. 28th, 10:30 – 12:00 noon @ Rehoboth Beach Library

* * *

Snowed Under by Clutter

Friday, March 1st, 12:00 noon – 1:30 pm @ Claymont Community Center

Light Lunch Provided

 

Classes are Free but registration is required ~ www.dfli.org or 877.307.6858


From Purses to Portfolios: Delaware Women Take Charge of Their Money

“For Women, About Women, & By Women and the Men in their lives!”

From Purses to Portfolios was a free conference presented by the Delaware Financial Literacy Institute and supported by Citi Foundation. This was the 5th year of the conference which empowers women to take charge of their financial future. Several years ago hubby and I attended a free financial program sponsored by The Money School of Delaware and the presenter was Alisha Adams, from Primerica Financial Services. She later became our financial adviser and I attended other free events, however, this was the first time at the all-day conference.

The 2012 Conference was sponsored by numerous companies including Citizens Bank, The News Journal, State Farm Insurance, United Way, Wells Fargo and others. This year’s theme was FAB – FOR women ABOUT women BY women. Women of all ages, young and old, black and white as well as more than 60 Exhibitors filled the Chase Center on the Riverfront. Some of the FAB Exhibitors included AIDS Delaware; Ardyss; Bank of America; City of Wilmington; Declutter Enterprise, LLC; Delaware Hospice; Easter Seals; Dollar Build; Garages Aux Trois; Goodwill of DE; Mary Kay; SCORE Delaware; Primerica Financial Services; Senior Helpers; Stop The Violence; Wilmington Women in Business;Tastefully Simple and YWCA DE Center for Women’s Entrepreneurship.

Arriving early Saturday morning waiting outside for the 8:30 opening, I stood in line and socialized with a variety of women all there with a common goal – to become more financially literate. Upon entering we received a program, a name badge, two tickets for lunch/beverages and a cute pink leopard print tote in exchange for completing a demographics survey form. After having a cup of coffee and muffin, I walked up and down “Women’s Biz Boulevard” checking out the vendors, filling out forms, taking pictures and exchanging business cards. Later on I met up with my girlfriends and we walked, talked, and then attended the opening session with the key note speaker Mary Caraccioli, The Money Confidante. State Treasure, Chip Flowers and New Castle County President, Tom Kovach spoke for a few minutes as did Governor Jack Markell who almost didn’t make it due to state preparations for Hurricane Sandy.

The Money School of Delaware

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There were four seminars from which to choose for the morning and afternoon sessions. We chose, Perfect Credit:7 Steps to a Great Credit Rating. Lynnette Khalfani-Cox, a personal financial expert and a NY Times bestseller talked about credit; credit repair; credit scores; rules and regulations; how credit scores affect interest rates on loans as well as insurance rates; jobs and employment.  The seminar was very informative and there was ample time for audience questions.

For perfect credit follow these 7 rules:

PULL your credit report regularly
EXAMINE your credit report carefully
REDUCE debt and manage bills wisely
FIX errors to protect your credit
ENHANCE credit file regularly
CONTACT creditors and negotiate
TAKE time educate yourself and reevaluate

For more information check out her blog at @askthemoneycoach.com

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Bag lunches were provided and the choices were either a Turkey Sandwich or Vegetarian Wrap, both included a packaged cookie and apple, I chose the wrap which was fresh and delicious!

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After lunch we walked “Women’s Biz Boulevard” gathering information from the FAB exhibitors, stopping to test products, enter drawings and purchase raffle tickets.

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The afternoon session began at 2:00, and we chose to attend “Retirement:Never Too Early, Never Too Late” sponsored by AARP, and presented by Jean Setzfand, VP of Financial Security. I learned more about retirement funds as well as Social Security benefits and of making wise financial decisions that will affect me in my golden years. I also learned that AARP uses Linkedin to identify and promote the best companies for it’s members, currently at 152. I will definitely enroll the next time I get the application in the mail – lol!

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The day ended with a Recognition Ceremony, Closing Remarks and Door Prizes which included items donated by Big Fish Grill; Brew HaHa; Citi; Delaware Art Museum; Hagley Museum; Star Nails & Spa; Trader Joe’s and WAWA as well as new Michael Kors and Coach purses provided by Mrs. Carper and First Lady Markell.  None of  us won a door prize, however, we did win additional knowledge that will assist in making wise financial decisions and having me think twice before purchasing that next pair of shoes!

Thank you Delaware for a great “Girlfriend Day Out” and I look forward to the 2013 Conference.

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